Are There Credit Cards for Bad Credit With Instant Approval?

If you’re thinking to apply for a credit card with bad credit you may initially think there are no viable options available for you.

But even for people with poor or very bad credit scores there are possibilities.

After all in order to rebuild your credit you need to prove you’re able to correctly pay off your debt(s).

Slowly but surely you’ll then be able to rebuild your credit score.

Some people may think these credit cards for bad credit come with no credit check at all, but actually it’s not possible for a card issuing company to provide you with a credit card and not do a credit check.

How to get a credit card with bad credit?

This is a straightforward process, you can apply with one of the options listed below, as these companies offer credit cards for people with a bad credit history.

Few companies can give you a near instant decision if you’re approved, but if you apply for the Vanquis Card it only takes a few minutes for your application to be approved (or denied, in most cases to be approved) and to complete your application as well.

There is not a single card issuer that can offer a 100% guaranteed approval rate, however the card issuers below do have options that have a much higher approval rate for people with less then stellar credit scores and even for people with very bad credit scores.

The credit limits and interest you pay on your card purchases varies by provider, that’s one key criteria to compare against, and a provider that offers solutions to help you keep tabs on your credit score is recommended.

*^To build your credit rating and be considered for credit limit increases, use your card sensibly, stay within your credit limit and pay your monthly minimum payment on time. Not doing so could harm your credit rating and ability to obtain more credit. Please also keep your other accounts such as credit cards, loans, catalogues, mobile phone and mortgages in order and don't take on too much debt elsewhere. By using your credit limits and keeping your accounts in order, you demonstrate that you can manage your accounts well and can handle the monthly repayments. There are no guarantees, but if you follow these steps consistently every month, you should be on track to improving your credit history and building a strong credit rating.